FLANNELDIVISION

Debt consolidation is the most common reason for borrowing (Picture: Getty Images) Searches for the term ‘I need a loan’ surged by 35% in the past three months, reflecting a growing reliance on borrowing to navigate financial challenges. This is evidenced by the latest Pepper Money lending study, which found that more than half of Brits saw a drop in disposable income last year; and higher bills are hitting the nation’s pockets hardest.…

How much money are you wasting? (Picture: Getty Images) Listen to article Listen to article Your browser does not support the audio element. A limescale remover here, an oven cleaner there, and before you know it, you’ve got a kitchen cupboard full of cleaning products gathering dust. As a nation, we’re so addicted to throwing these chemical-heavy items in our trollies, that we waste almost £868 million a year on…

Confused as to what the whole National Insurance thing entails? We’ve got you (Picture: Getty Images) Listen to article Listen to article Your browser does not support the audio element. Whilst it may not be the most exciting birthday present, UK residents typically receive their National Insurance number shortly before they turn 16. This usually happens when a parent or guardian has filled out a Child Benefit claim form on…

Suppliers have agreed to issue refunds (Picture: AFP) Listen to article Listen to article Your browser does not support the audio element. Ten energy suppliers are paying customers £7 million in refunds after overcharging them for five years. More than 34,000 customers across the UK with at least two electricity meters in the property overpaid their bills between 2019 and 2024. Ofgem said customers were ‘erroneously charged more than is…

Last month was dubbed ‘Awful April’ thanks to the increase in household bills (Picture: Getty Images) Listen to article Listen to article Your browser does not support the audio element. After bills increased again at the start of last month, many households across the country continue to struggle with the cost of living crisis. April 1 was dubbed ‘Awful April’ thanks to household bills like energy, water and council tax…

Costs for your big day can spiral (Picture: Amy Elizabeth Photo) Listen to article Listen to article Your browser does not support the audio element. The average wedding in the UK now costs £23,250 – almost £6,000 more than in 2021. That doesn’t tell the full story though, as according to Bridebook, a quarter of couples will spend less than £10,000 on their special day, while 10% have a budget of £5,000 or under.…